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Ms. Perveen is a 44-year-old married woman. She has been running a cloth trading business for many years at her home. She started her business with just a few cotton cloths and over time she has become famous in her community for providing good quality cloths. She offers various types of cloths including linen, silk and cotton.

Perveen is a responsible mother of seven children; she needs to provide them with the basic necessities of life. Three of her children are also working to contribute to the family income. In order to purchase more variety of cloth for the winter season, she contacted Kashf Foundation and applied for a loan of 30,000 PKR. She expects a boost in her net income through her large sales. She wishes to spend part of her profits on the bright future of her children. Her children feel proud of their mother.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Perveen to purchase more variety of cloth for the winter season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013