A loan of $925 helped a member to buy more tables and benches to expand her tea stall.

Panthoibi Group's story

In 2010, these five hard-working Meitei women formed a group called “Panthoibi”. They live in a small village at the outskirts of Imphal East in the state of Manipur which is in the North Eastern part of India. In order to supplement their family incomes, they came together as a group to help one another to access loans.

Pasot is the profiled member and is pictured with raised hand. She is 36 years old, a mother to three children, and lives with her husband, who is a workshop mechanic for two-wheeler vehicles. All her children go to a private school at the nearby town. She is very happy and determined to provide a good learning platform for her children. Before her loan she was a mere housewife. She just had to be content with the income that her husband brought home. With much persuasion, she talked her husband into letting her join a 5-member group to access loans.

With her first loan she partnered with one weaver for profit-sharing. She bought yarns for the weaver to weave. Then she would sell the woven traditional clothes at the main market. With her second loan she continued with the trade on a wider scale by purchasing finished products to increase her supply at the main market. With part of her loan she opened a small tea stall which was open in the morning till 9:00 am and in the afternoon from 3:00 pm to 5:00 pm, for her convenience. In her tea stall she serves only tea and 'puri'. As it turns out, she has been making better progress with her tea stall business than her other business. Eventually she began opening her tea stall for longer periods and it became her main source of income as well as for the family because her husband began helping at the tea stall. It has been quite some time now that her husband quit the mechanic work and engaged in the tea stall/catering business.

Now Pasot needs another loan to continue with her tea stall. She wishes to upgrade her tea stall with better arrangements for the customers to sit down. She also wishes to find a replacement for her husband. She means that her husband should continue with his mechanic's skill to increase the family income.

Likewise, the rest of her group members too need a loan to do better with their respective businesses.

In this group: Dhaneshori, Baruni, Sana, Pasot, Jamuna

Loan details

Lenders and lending teams

Loan details