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Update on Galina

Last time, Galina used her Kiva loan to buy expensive gift purses, thanks to which she was able to receive an additional profit. This time, Galina wants to buy backpacks and travel bags. She hopes to receive additional income and improve her living conditions.
View original language description ↓
В прошлый раз Галина потратила КИВА кредит на закупку дорогих подарочных кошельков, благодаря чему она получила дополнительную прибыль. В это раз Галина хочет закупить рюкзаки и дорожные сумки. Она надеется получить дополнительную прибыль и улучшить свои жилищные условия.

Previous Loan Details

The client has previously received loan from Kiva and is very satisfied with the terms and timely financial assistance. As she is experiencing increased pressure from ongoing business dealings, Galina decided to request a loan from Kiva once again. Trading in handbags and wallets, Galina knows th... More from Galina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Galina to buy backpacks and travel bags.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 30, 2012
Currency Exchange Loss:
Jul 17, 2013