She sells in a strategic location that she described as very good for her activities. She is already well known by the local people and has customers that prefer the quality of her products, good prices, and above all, excellent service. She is a fighter, dedicated to her work, and, every day, strives for a better future with new opportunities away from the social violence in her area, of which she is a victim. Day to day, she tries her hardest because she is happy with her work and doesn't want to disappoint her family.
In the last few weeks, the demand for her products has increased and she needs to make a new investment. For this reason, she is requesting a loan to buy bread, sausages, meat, seasonings, etc.
This young woman is motivated and thankful for the support. She knows she has good payment references and is very responsible. She ensures that she will be able to pay off the debt and at the same time has the confidence that will carry her humble home to economic security.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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