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Update on Zoraida

Zoraida lives with her family in her own home. She is 41 years old, married, and has an elementary school education. She has six dependents, her children, who are under her care.

Her business activity is agricultural production. She grows potatoes, beans, peas, and corn on her own land. The land is situated in the Thoqo Rancho community in the Tiraque municipality, which is 73 kilometers from the city of Cochabamba.

Her husband works by providing his services as a helper in the AMVI (Road Maintenance Association) in the same area, and he generates monthly income. Zoraida and her husband show themselves to be hard-working and responsible people who want to succeed and increase their agricultural production.

In order to do so, they see the necessity of requesting capital to buy agricultural land. That way they will get greater income, and they will improve the quality of life for their dependents.
View original language description ↓
LA SEÑORA ZORAIDA junto a su familia vive en su propio domicilio, es una persona de 41 años de edad, de estado civil casada, alcanzo a estudiar la primaria, cuenta con seis dependientes económicos a su cargo los cuales son sus hijos. La actividad económica a la que se dedica es la producción agrícola, produce papa, haba, arveja y maíz en sus propios terrenos que se hallan situados en la comunidad de Thoqo Rancho del municipio de Tiraque distante a unos 73 Km. desde la ciudad de Cochabamba. Asimismo su esposo trabaja prestando sus servicios de ayudante en la empresa AMVI (Asociación de Mantenimiento Vial) en la misma zona generando ingresos mensuales. Y finalmente la señora Zoraida junto a su esposo manifiestan ser personas trabajadores y responsables que quieren superarse e incrementar su producción agrícola y para tal efecto se ve en la necesidad de solicitar capital de reposición por la compra de terreno agrícola y de tal forma obtener mayores ingresos económicos que van a mejorar la calidad de vida de sus dependientes.

Previous Loan Details

The borrower is from the community of Thogo Rancho in Tiraque Province of the Department of Cochabama. Señora Zoraida was born on 20 August 1971 in Thogo Rancho, Tiraque and currently lives near that community. She is a hardworking woman who is currently in the process of organizing an ass... More from Zoraida's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Zoraida to buy agricultural land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013