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Darwin Javier
Darwin Javier, 32, is in a common-law relationship and has three children. He lives with the children and his wife in the city of Ventanas in the province of Los Ríos. He's a member of Génesis Communal Bank in the Atascoso precinct of Ventanas Canton, where people work in agriculture and livestock.

Darwin Javier makes a living in agriculture growing corn and rice and raising pigs. He's requesting the loan to buy seeds, urea, Ranger [herbicide], a fumigation bomb, and insecticide. With the help of the loan he'll be able to buy the fertilizer and the fumigation bomb.

He's going to make his purchases and sales in Ventanas. The challenges he faces are crop pests and diseases.

His dream is to buy a plot of land. In his free time he likes to read the Bible.
View original language description ↓
DARWIN JAVIER tiene 32 años de edad de estado civil unión libre tiene tres hijos, vive con los hijos y con la esposa en la ciudad de Ventanas Provicnia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

DARWIN JAVIER se dedica a la agricultura a la siembra de maíz, arroz y se ddeica a la crianza de cerdos. Solicita el crédito para comprar semillas, urea, ranger, una bomba, insecticidas. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos.

Las compras y las ventas las realizará en Ventanas. El desafío a los que se enfrenta son las plgas y enfermedades en las siembras.

El sueño es comprar un terreno. En el tiempo libre le gusta leer la biblia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 79
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Darwin Javier to buy seeds, urea, herbicide, a fumigation bomb, and insecticide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013