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Alfredo Otilio
Alfredo Otilio is 47 years old, in a common law marriage, and has two children. They all live together in Ventanas, within the Los Rios province.

He is a member of the Genesis communal bank, located in Atascoso, part of Ventanas where the people are farmers and raise livestock.

Alfredo Otilio raises corn, rice, and also pigs, and chickens. He is asking for this loan to buy seeds, ranger, a pump, and compost. This loan will allow him to buy the fertilizer and pump to fumigate his crops. He will make his purchases in Guaranda. His challenges are the blights and crop diseases.

His dream is to buy land and a house. He likes to play indor in his spare time.
View original language description ↓
ALFREDO OTILIO tiene 47 años de edad de estado civil unión libre tiene dos hijos, vive con los hijos y la conyugue en la ciudad de Ventanas provincia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

ALFREDO OTILIO se dedica a la agricultura a la siembra de maíz, arroz, además se ddeica a ala crianza de cerdos y pollos. Solicita el crédito para comprar urea, semillas, ranger, una bomba, abono orgánico. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos.

Las compras y las ventas las realizará en Guaranda. El desafío a los que se enfrenta son las plagas y enfermedades en las siembras.
El sueño es comprar un terreno y una casa. En el tiempo libre le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Alfredo Otilio to buy farming supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013