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Ufredo Gerardo
Ufredo Gerardo is 38 years old and lives with his partner and their four children in the city of Ventanas of the Los Rios province.

He is a member of VRC Genesis which is located in the Atascoso area of the Ventanas canton and is involved in farming and fishing activities.

Ufredo Gerardo makes a living in farming, growing corn and rice. He is requesting the loan to purchase fertilizer, seeds, a scooter, a sprayer and insecticides. With the help of the loan he will be able to purchase fertilizers and a sprayer to fumigate his fields.

He makes his purchased and sales in Guaranda. The challenges that he faces are fleas and diseases in his crops. He dreams of buying a plot of land. He likes to read the Bible in his free time.
View original language description ↓
UFREDO GERARDO tiene 38 años de edad de estado civil unión libre tiene cuatro hijos, vive con la esposa y con los hijos en la ciudad de Ventanas Provincia de los ríos.

Es Integrante de la VRC GENESIS, se encuentra ubicada en el recinto atascoso, Pertenece al Cantón ventanas se dedican a labores agrícolas y pecuarias.

UFREDO GERARDO se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar urea, semillas, ranger, una bomba, insecticidas. Con la ayuda del crédito podrá comprar los fertilizantes y la bomba para fumigar los sembríos.

Las compras y las ventas las realizará en Guaranda. El desafío a los que se enfrenta son las plgas y enfermedades en las siembras.
El sueño es comprar un terreno. En el tiempo libre le gusta leer la biblia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,587,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ufredo Gerardo to purchase fertilizer, seeds, a scooter, a sprayer, insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 19, 2013