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Maria Isabel
Maria is 32 years old and is in a common-law marriage. She has four children. She lives with her husband and four children in the community of Desvió de los Amarillo, which belongs to the canton of Ventanas in the province of Los Ríos.

She belongs to the Pequeños Agricultores ("Small Farmers") communal bank, which is also located in the community of Desvió de los Amarillo in the canton of Ventanas. The bank is dedicated to agriculture and livestock.

Maria makes a living in agriculture, sowing corn and raising farm animals, such as chickens and pigs. With this loan, she will be able to buy supplies such as fertilizer, manure, and insecticides to avoid infestation and disease, as well as balanced feed for the animals. She buys her supplies in the city of Ventanas.

Her dream is to buy land to continue sowing crops and a car for work. She enjoys celebrating the festivals of the patron saint of her community.
View original language description ↓
MARIA tiene 32 años de edad de estado civil Unión Libre tiene cuatro hijos vive con el esposo y con los hijos en el Recinto Desvió De los Amarillo perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla PEQUEÑOS AGRICULTORES se encuentra ubicada el recinto Desvió de los Amarillos, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

MARIA se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, además alimento para los animales balanceados. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un terreno para seguir sembrando y un carro para el trabajo, le gusta mucho festejar las fiestas del patrono del recinto.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Isabel to buy fertilizer, manure, and insecticides to avoid infestation and disease, as well as balanced feed for animals.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 19, 2013