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Francisco Santo
Francisco is 45 and lives in a common law union with his partner and three children, they live at recinto Desvio de los Amarillo, which belongs to Canton Ventanas in the province of Los Rios.

He belongs to the group “small agricultures” located at recinto Desvio de los Amarillos, Canton Ventanas, this group works in agriculture and livestock related activities.

Francisco grows corn and raises livestock such as chickens and pigs. With the loan he will be able to buy inputs like fertilizers, organic fertilizer, insecticides to avoid plagues and diseases, and balanced feed. He will make the purchases at the city of Ventanas.

His dream is to buy a piece of land to build a house; he enjoys celebrating the year end holidays.
View original language description ↓
Francisco tiene 45 años de edad de estado civil Union Libre tiene tres hijos vive con la esposa y con los hijos en el Recinto Desvio De los Amarillo perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla PEQUEÑOS AGRICULTORES se encuentra ubicada el recinto Desvio de los Amarillos , perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Francisco se dedica a la agricultura a la siembra de maiz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, ademas alieto para los animales balanceado. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un terreno para construir la casa, le gusta mucho festejar las fiestas de fin de año.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Francisco Santo to buy fertilizers, organic fertilizer, insecticides to avoid plagues and diseases, and balanced feed.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 10, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 19, 2013