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Victoria Eloisa

Update on Victoria Eloisa

Victoria Eloisa, 49, is married and has six children. She lives with her husband and children in Ventanas, Los Ríos Province. She's a member of 26 de Noviembre Communal Bank in the Achotillo precinct of Ventanas Canton. It changed precincts because it's closer to the cooperative. This bank works in livestock and agriculture.

Victoria Eloisa makes a living in agriculture growing corn, rice, and pigeon peas, and raising pigs and chickens. She's requesting the loan to buy seeds, urea, fertilizer, insecticide, Ranger [herbicide], and a fumigation bomb. With the help of the loan she'll be able to buy the necessary fertilizers and the fumigation bomb for the weeds.

Her dream is to be able to have a good house and a good income for her family. In her free time she likes to listen to the news, play sports, and dance.
View original language description ↓
VICTORIA ELOISA tiene 49 años de edad es casada tiene 6 hijos, vive con el esposo y con los hijos en Ventanas provincia de los ríos.

Es integrante de la VRC 26 DE NOVIEMBRE, se encuentra ubicada en el recinto Achotillo se cambio de recinto porque le queda más cerca de la Cooperativa, este recinto pertenece al Cantón ventanas, esta ventanilla se dedica a labores pecuarias y agrícolas.

VICTORIA ELOISA se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul, Además se dedica a la crianza de cerdos y gallinas. Solicita el crédito para comprar semillas, urea, abonos, insecticidas, ranger, una bomba.

Con la ayuda del crédito podrá comprar los fertilizantes necesarios y la bomba para fumigar la maleza. El sueño es poder tener una buena casa y buenos ingresos para la familia. En el tiempo libre le gusta escuchar notocias, hacer deporte y bailar.

Previous Loan Details

Victoria Eloisa, 49, is married and has six children. She lives with her husband and children, ages 24, 23, 22, 19, 17, and 8. She is a member of 26 de Noviembre Communal Bank, located in the Las Blancas district in Ventanas Canton in the province of Los Ríos. This bank works in livestock and ... More from Victoria Eloisa's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Victoria Eloisa to buy seeds, urea, fertilizer, insecticide, herbicide, and a fumigation bomb.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 18, 2013