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Nargas is a 36-year-old, married woman. The man shown in the photo is Nargas’ husband. He has a small shoe-making factory near their home. He has employed three workers in his factory.

Nargas helps her husband to polish shoes when they are ready from the factory. In this way, she saves labor cost and also saves money for her family. She is a mother of six children. Two of them go to school.

For the improvement of her husband’s business, Nargas requested a loan of PKR 30,000 to purchase raw materials such as leather sheets, soles, and plastic leather. With these materials, her husband would be able to complete orders on time.

Nargas wishes to spend part of the profits on providing quality education to their children and part of the profits on the renovation of their house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 384
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Nargas to purchase raw materials such as leather sheets, soles, and plastic leather, to support her husband's shoe-making factory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014