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Satyabhama is 24 years old, a physically-challenged lady living with her parents and two siblings. She is a hardworking person and has developed a good rapport with her neighbors through her small business. She runs a betel shop where she sells incense sticks, detergents, bathing soaps, tobacco, etc.

Satyabhama is an active woman. She works hard to provide financial assistance to her father. She needs to refill her stock every three days by travelling to the nearest wholesale market in the village.

Satyabhama requested a loan of 20,000 INR through which she will purchase more supplies and a variety of soap, detergents, hair oil, and toothpaste for her shop. This will help her to reduce her transportation and buying costs, increasing her margin on the merchandise. She aspires to save enough money to make her future secure.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 64
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 54.9
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Satyabhama to pay for purchasing betel, soap, detergent, tobacco, incense sticks, etc., for her betel shop.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2012
Dec 28, 2012
Currency Exchange Loss:
May 13, 2016