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Bavi is a 48-year-old married woman and a mother of seven children. She has operated a crockery business for two and a half years. The man shown in the photo above is Bavi’s husband. He has a private job, but his income is not sufficient to meet their household expenses so Bavi started her crockery business with her husband's support.

She has gradually improved her business with the help of the Kashf foundation. She applied for a loan of 25,000 PKR to purchase a variety of products such as dinner sets, tea sets, and glasses of different sizes to sell. She expects to increase her net income and wishes to utilize the profits to expand her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 230
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Bavi to purchase dinner sets, tea sets, and glasses to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013