A loan of $750 helped a member to buy more palm oil, Maggi, pepper, onions, rice, etc. to add to her current stock.


Joy Group's story

Sitta is the leader of this group of entrepreneurs. She was born in Sowa 35 years ago. She is married to a trader and the couple has two children, one of whom is attending primary school. For many years now, Sitta has been selling market food – palm oil (the most popular cooking oil), Maggi (use to give sauce a sweet taste), pepper, onions, rice, etc.

Sitta and her group members have applied for a loan of 3,200,000 Leones from SMT/Kiva lenders. This loan will empower them financially, enabling them to buy more inventories to add to their respective businesses.

Though Sitta faces some financial challenges that have hindered her business from developing to the level she wants it to, she has been able to make a lot of achievement from her business. One of Sitta’s greatest success stories is that of feeding her children and educating her child.

This loan will go a long way in mitigating Sitta's financial difficulties. She is going to use it to buy more palm oil, Maggi, pepper, onions, rice, etc. to add to her current stock.

In this group: Sitta , Kumba , Isatu , Margaret



Loan details


Lenders and lending teams



Loan details