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Roin, age 26, is involved in a family agricultural business in a small village in Adigeni district. He lives with his wife and two daughters. He owns a plot of land where he grows potatoes and haricot. In addition, he has a milk cow, whose milk is used in cheese production. Roin sells the harvested produce and cheese locally in an open market at a good price. Roin is very hard-working and has gained valuable experience in his business.

He has requested a loan in order to purchase cheese and nuts from local farmers. After buying this stock of nuts and cheese, he will resell them at a higher price. This will increase the income of the family. With the increased income, they will be able to improve their living conditions.

Roin is grateful for your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Roin to purchase cheese and nuts to offer for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 18, 2014