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Nexhat, thirty-one-years old, works in construction earning a very low salary. Nexhat is married and has one five-year-old son. They all live in a southern part of Kosovo.

Nexhat has recently decided to start a small business, keeping cows to add to and increase his income. He plans to start selling milk and milk product to increase family income. Nexhat is now asking for a loan to purchase a cow. The loan will help him to provide his new business for selling milk and dairy products. In this way he can improve living standard for his family. Nexhat hopes in the future to add additional cows and be able to sell the products for extra income. His goal is to give his child a better education. He thanks all Kiva lenders for their support!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Nexhat to purchase a cow for his new milk and milk products business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 7, 2013
Currency Exchange Loss:
Jun 17, 2014