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Enver, 27, has been working in the kitchen of a restaurant for a very long time. He earns very low salary and now is planning to started his own business in agriculture. He plans to buy a cow in order to sell milk, cheese and other dairy products to earn a living. Enver is married and has two little girls aged three and five years old.

He is now asking for a loan to buy a cow in order to start a small business in his area. This loan will help him to start his business. He hopes in the future to further expand his business to include a farm and to multiply the number of cows he owns. His goal is to improve the life of his family. He thanks all Kiva lenders!

Additional Information

More information about this loan

This loan is part of KosInvest's new startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 6-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 9
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Enver to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Dec 28, 2012
Currency Exchange Loss:
Jun 17, 2013