Zokhra (her husband is pictured) is a mother of 2 children and lives in Khachmaz region. Zokhra was born in 1976. She has been in the farming business for 2 years. Now she requests a loan of $975 to buy fertilizer and seedlings. She promises to repay the loan in full and on time.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.