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Santos Felix
Fifty one-year old Santos Félix lives with his life partner and his children. He makes his living in agriculture, specifically, planting corn and beans. He has been in this line of work for many years and has gained valuable experience that allows him to get the best harvests. Moreover, he sells everything, which allows him to maximize his profits.

He is well known in the entire region and has many customers, since people prefer him for the quality, good service, and above all, the accessible prices.

Santos is an active, hardworking and determined man. He wants to achieve every one of his dreams, and the main one is to give his family a full life, since they are the most important thing he has. For some time, his housing has had some flaws, and for the security and comfort of the members of his household, he would like to repair them. However, he does not have sufficient capital. This is why he is applying for a loan from INTEGRAL that will allow him to buy tiles, cement, poles for the roof, etc.

Santos Félix has good payment references and is certain he will be able to repay the debt in the established timeframe. Moreover, he feels very satisfied with the assistance and knows that he will be able to make the most of it.
View original language description ↓
Santos Félix de cincuenta y uno años de edad vive junto a su compañera de vida y sus hijos; él se dedica a la agricultura específicamente al cultivo de maíz y frijol tiene varios años de trabajar en el rubro y se ha hecho de experiencia valiosa que le permite obtener las mejores cosechas además todo lo vende le da la oportunidad de alcanzar el máximo de ganancias, es muy conocido en toda la zona ya tiene mucha clientela pues las personas lo prefieren por la calidad, el buen servicio pero sobre todo por los precios accesibles; Santos es un hombre activo, trabajador y muy luchador desea alcanzar cada uno de sus sueños y el principal es darle a su familia una vida plena pues son lo mas importante que posee, desde hace algún tiempo su vivienda tiene algunos desperfectos y para seguridad y comodidad de los miembros del hogar desea repararlos pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar tejas, sementó polines para el techo etc. Santos Félix tiene buenas referencias de pago y tiene la certeza que podrá cancelar la deuda en el periodo establecido, además se siente muy satisfecho con la ayuda pues sabe que podrá aprovecharla al máximo.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 459
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Santos Felix tiles, cement, poles for the roof, and flooring.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Dec 27, 2012
Currency Exchange Loss:
May 18, 2014