A loan of $3,375 helped a member to buy two sunshades, a chocolate fountain, tables and chairs.

Lo Mejor Esta Por Venir Group's story

This communal bank is called "Lo mejor está por venir" (The Best is Yet to Come) and is made up of 15 entrepreneurs who work in different business sectors. These include sale of beauty products by catalog, printing, sale of dairy products, seasonal items, sale of perfumes, fast food, sale of ice cream, and various services. They are all from the Renca commune, located in the city of Santiago.

Gisela is the chair of the communal bank group. In the photo she is seen standing, sixth from right to left, wearing a a black top and calypso blue pants. Her hair is dark brown and she wears it pulled back.

She has been selling food for five years. She says that she works from home, in street markets and also sells in the schoolyards to neighbors. She sells pastel de choclo (sweet corn casserole), humitas (steamed corn cakes), ice cream, natural juices, pizza, meals and fruit salads.

She buys the merchandise and ingredients she needs in the Vega Central produce market located in the city of Santiago, where she finds fresh, good-quality vegetables that are low cost and therefore affordable. With the loan she will buy two sunshades,a chocolate fountain, tables and chairs.

One of Gisela's goals is to grow day by day and to sell all of her food production to her clientele. She wants to continue working at the street markets, as there she has many more customers. This way she can aspire to a better quality of life.

Gisela lives with her husband and two children, ages 18 and 4. Her dream for her work and at a personal and family level is to look after her business and keep it going as it has up to now, so that she can give her family a prosperous future.

She is very happy and grateful for the support offered by Fondo Esperanza for investing in her business. With respect to the communal bank to which she belongs, she comments that there is good communication and respect. Moreover, the training has helped her learn new sales strategies, as well as accounting.

Renca is a commune located in the northwest sector of the Santiago metropolitan region (Santiago the capital of Chile). It is a commune with a strong emphasis on community action, in which the community television channel, "Renca TV," stands out. This was created with the aim of promoting the commune's cultural and artistic activities.

In this group: Gisela, Sonia, Alexis, Luis, Claudia, Maria, Gabriel, Maricel, Jessica, Edna, Marlon, Karen, Sandra, Claudia, Luz

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Translated from Spanish by Kiva volunteer Jeff Goldie

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