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Sandra Elizabeth
Sandra Elizabeth lives in her own house with her daughter. She works selling sweet bread, cakes and quesadillas, among other things. She has had this little business for some years and has acquired valuable experience, allowing her to earn the highest possible profits. Sandra Elizabeth is a street vendor and works in the area surrounding her home and has a lot of customers. Although her best customers are her neighbours, everybody buys from Sandra Elizabeth because she sells quality products at affordable prices and, more than this, she provides good service. She is an active woman, who is determined in and dedicated to her work. She wants to prosper and achieve her dreams so every day she puts in the maximum effort at work. She knows that this is the only way to have the success that she hopes for. In the last few weeks, demand has increased because of the holidays and she would like to take the opportunity to invest some more. However, she does not have enough capital so Sandra Elizabeth is applying for a loan with INTEGRAL so she can buy sweet bread in bulk. Sandra Elizabeth has a good credit rating and is very responsible. She assures us she will pay off her debt and, at the same time, she has faith that this will bring her financial security at home.
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Sandra Elizabeth vive junto a su hija en casa propia, ella se dedica a la venta de pan dulce tortas secas, pastelitos, quesadillas entre otros, tiene varios años de trabajar con el pequeño negocio y ha adquirido experiencia valiosa que le permite obtener las mejores ganancias comercia de forma ambulante en todos los alrededores de la zona donde vive, ya tiene mucha clientela, aunque sus mejores clientes son los vecinos, todos la prefieren porque su producto es de calidad, a un precio accesible y sobre todo con un buen servicio, Sandra es una mujer activa, decidida y muy dedicada a su labor, desea salir adelante y cumplir sus sueños por eso todos los días se esfuerza al máximo en el trabajo pues sabe que solo así alcanzara el éxito que tanto espera, en las ultimas semanas aumento la demanda debido a la temporada y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar pan dulce por mayor etc. Sandra Elizabeth tiene buenas referencias de pago y es muy responsable, asegura que podrá cancelar la deuda y a la vez tiene fe que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 403
    View loans »
    El Salvador Loans Fundraising
  • $31,285,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sandra Elizabeth to buy sweet bread in bulk.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 20, 2013