She sells in the areas around schools and from the home where she lives. She hopes to acquire sales experience, which will allow her to earn good profits. She hopes to build a large clientele, because people will prefer her for the quality, accessible prices and excellent service. She is an active, entrepreneurial woman, dedicated to her work, determined, and with many goals she wishes to achieve. She is working hard to achieve a more prosperous future. She is very content with her business.
In recent weeks, demand has increased, which is why she wants to make a new investment to take advantage of the season. This is why she is applying for a loan from INTEGRAL that will allow her to buy wholesale clothes. The young woman has good payment references and is responsible. She is committed to repaying the debt and at the same time has the hope of bringing economic security to her home and a better quality of life for everyone.
More information about this loan
This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.
Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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