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Juan Neptali
Juan is 20 years old and single. He has no children and lives with his mother in the SAN FRANCISCO area, belonging to the canton of Ventanas, in the province of Los Ríos.

He works for the CEVALLOS office located in the SAN FRANCISCO area, it belongs to the canton of Ventanas, which is dedicated to agricultural and livestock work.

Juan is dedicated to agriculture through the planting of rice and the raising of animals, like chickens and pigs. With the loan, he will buy items like fertilizers and insecticides to avoid pests and diseases, plus supplements for the animals. He shops in the city of Ventanas.

The loan will help to increase his revenue and crops. His dream is to buy a house to live in with his mother. In his free time he likes to play spots with his friends.
View original language description ↓
Juan tiene 20 años de edad es soltero no tiene hijos vive con la madre en el Recinto SAN FRANCISCO perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla CEVALLOS se encuentra ubicada el recinto SAN FRANCISCO, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Juan se dedica a la agricultura a la siembra de arroz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, ademas alieto para los animales balanceado. Las compras las realiza en la ciudad de Ventanas.

El crédito le ayudado para aumentar los ingresos y los cultivos. El sueño es comprar una casa para vivir con la madre, en los tiempos libres le gusta hacer porte con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan Neptali to buy fertilizers and insecticides to avoid pests and diseases.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Dec 27, 2012
Currency Exchange Loss:
Jul 19, 2013