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Henrry Javier
Henrry is 45 years old. He has no children but lives with his partner in the Tarira area of the Ventanas Province district of Los Ríos.

He is a member of the Renacer communal bank, which is located in the Tarira area of the Ventanas Province district and works in the fields of fishing and agriculture.

Henrry works in agriculture, sowing corn and rice. With this loan, he is able to buy materials such as fertiliser and insecticide to avoid pests and diseases. He will buy these in the city of Ventanas. The loan has helped him to increase his income and his crops.

His dream is to buy a motorcycle for work. In his free time he likes to go to the river to think.
View original language description ↓
Henrry tiene 45 años de edad es de estado civil Union Libre no tiene hijos vive con la compañera en el Recinto TARIRA perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla RENACER se encuentra ubicada el recinto TARIRA, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Henrry se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.

El sueño es comprar un moto para el trabajo. En los tiempos libres le gusta ir al rio a pensar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Henrry Javier to buy compost, fertilisers and insecticides to avoid pests and diseases.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Dec 27, 2012
Currency Exchange Loss:
Aug 17, 2013