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Abdulai Y's Group
In this Group: Abdulai Y, Alpha , Joseph E, Eric Y.m., Alhaji Yayah, Morray , Vincent *
* not pictured
In the picture above are teachers from one of the secondary schools in Kenema, a city in eastern Sierra Leone. This group of teachers, Abdulai Y's Group, has come to Salone Microfinance Trust (SMT), a partner of Kiva, to apply for a cumulative loan of SLL 14,300,000. With the help of this loan, this group of teachers will be able to meet their immediate financial challenges. And at the end of each month, their school’s bursar will repay the loan on their behalf.

The featured leader of this group is Abdulai. Abdulai is 40 years of age. He is a native of Matrujon, in southern Sierra Leone. He is married to a housewife and the two have three children. Two of the children are in school, one in primary school and one in secondary school. Abdulai has served in the teaching profession for 21 years. He has requested this loan in order to buy house-building materials like sand, cement, rods, etc. for the construction of a dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,347.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Abdulai Y's Group's $3,300 loan helped a member to buy house-building materials like sand, cement, rods, etc. for the construction of a dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 27, 2012
Currency Exchange Loss:
Oct 18, 2013