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Mariama J.'s Group
In this Group: Mariama J., Ibrahim , Alex Morray, Anthony M.*, Ibrahim B., Abdulai M.*, Momoh , James B., Kadiatu , Mohamed A., Edward B., Adonis L.
* not pictured
Salone Microfinance Trust is very pleases to present to you this group of teachers from one of the schools in Kenema city, in eastern Sierra Leone.

This group of teachers, like their colleague teachers in other SMT operational areas comes to SMT to request for loans. With the help of these loans, they can meet their immediate financial challenges, and at the end of each month they repay the loan using their monthly salaries.

Adonis is the featured leader of this group of borrowers. The 50-year-old is a native of Manowa, in eastern Sierra Leone. He is married to a trader and the couple has six children who are attending secondary schools and tertiary educational institutions. Adonis is a teacher who has served in the teaching profession for 28 years now.

He has requested for this loan in order to buy house building materials such as cement, iron corrugated zinc, sand, nails, rods, etc., for the construction of a family dwelling house.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,347.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Mariama J.'s Group's $2,275 loan helped a member to buy building materials such as cement, iron corrugated zinc, sand, nails, rods, etc., for the construction of a family dwelling house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 27, 2012
Currency Exchange Loss:
Oct 18, 2013