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Ziyoda is a hard-working and kind woman. She is 37 years old and is married with four children at home. Ziyoda's mother lives with them. Since she has a very large family and supporting such a large family is difficult, Ziyoda decided to find her own source of income. For a few years she has worked as a schoolteacher and her salary is not enough to support her family. Her husband works in raising livestock and he has a great deal of experience in this field. For this reason, Ziyoda has decided to start her own business raising animals, as her husband has promised to help her run her business. With the goal of starting her business, she enrolled in the "Get Ahead" course offered by the Association of Businesswomen and earned a certificate. Now she is fully capable of starting her own business and becoming successful in that sphere. She will buy a herd of livestock, look after it for a few months and sell them on at a higher price than she originally paid. She is asking for a loan of 1,500 somoni to buy the livestock to start her new business. She is awaiting your kindness.
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Зиёда трудолюбивая и добрая женщина. Ей 37 лет. Она замужем и на воспитании имеет 4 детей. Мать Зиёды живет вместе с ними. Так как у нее очень большая семья и содержать такую большую семью тяжело, Зиёда решила найти новый источник дохода. Она уже несколько лет работает в школе учительницей и ее зарплата не хватает для содержания семьи. Ее муж занимается скотоводством и имеет большой опыт. Поэтому Зиёда решила организовать свой бизнес скотоводством, так как ее муж обещал ей помочь в ведении бизнеса. С целью организовать свой бизнес, она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она будет покупать скот, присматривать несколько месяцев и перепродавать по более высокой цене, чем она его приобрела. Она запрашивает займ на сумму 1500 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ziyoda to buy cattle to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Dec 27, 2012
Currency Exchange Loss:
Jan 18, 2014