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Kabita is a 27-year-old divorced woman living with her sister, brother-in-law and her two-year-old son. After her divorce from her husband, she came back to her sister's house and started living with her sister's family, but she felt like a burden on her sister's family, as her sister was already responsible for her one son and two daughters. So she planned to help her sister financially and started a small tailoring shop with her one sewing machine. She took orders from her customers for stitching plastic bags and whenever she had time, she got involved in a cane craft. She makes mirror stands, tools, chairs etc. from cane. She says that the cane craft is more profitable than tailoring. Because of her limited financial condition, she is not able to develop her cane craft business. She earns 3,000 INR per month from this activity, which is not sufficient for her family. She plans to purchase the raw materials (cane, coloring, nails, etc.) and appoint two workers for her business.

She has requested a loan of 30,000 INR for purchasing raw materials (cane, coloring, nails, etc.) and appointing two workers for her business to help her to produce more.

She wants to save some money for her sons’ future and send her son to a good school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 87
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 54.8
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Kabita to purchase raw materials (cane, coloring, nails, etc.) and hire two workers for her business.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 24, 2012
Dec 31, 2012
Currency Exchange Loss:
May 13, 2016