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Mumtaz is a 41-year-old married woman and mother of three children, two attending school. Three years ago, she started her own business of clothing sales when her husband got severely ill. She didn’t lose hope and contacted Kashf Foundation upon the advice of her neighbor to initiate her own business. She buys clothes of different designs from the market in bulk at lower rates and sells them in her community. She counts a good client list and most of her clients are her neighbors. She has gradually improved her business and is now requesting a loan of 30,000 PKR, her third from Kashf Foundation. She is going to use this loan to buy an ample variety of cloth in a larger quantity to add to her current stock. She intends to use the earned profits for her children’s education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 256
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Mumtaz to buy a variety of cloth in a larger quantity to add to her current stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013