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Manoj Kumar
Manoj Kumar is a 30 years old differently-abled person living in a small village of Odisha, India. He is engaged in the activity of decorating and making tent houses for events like marriages and during other Hindu rituals. He has tents, a few musical instruments and speakers with him which he installs wherever the events are performed. He has 8 years of experience in this activity.

Manoj Kumar lives with his mother, wife, elder brother and his two son aged 6 and 5 years. He is only the earning person in his family.

He has requested a loan amount 50,000 Indian Rupees (INR) for purchasing new upgraded music instruments and bamboo for installing his tent house.

He wants to see his sons in a good school and save some money to grow his business.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 5
    View loans »
    India Loans Fundraising
  • $6,743,675
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Manoj Kumar to purchase new upgraded music instruments, lights and bamboo for installing his tent house.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 24, 2012
Dec 27, 2012
Currency Exchange Loss:
May 13, 2016