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Ms. Rubina is a 46-year-old married woman. She initiated her own business of hand-embroidery with the help of the Kashf Foundation. She wants to contribute to the family income to support the needs of her family members. She is a hard-working woman with extraordinary skills and wishes to fulfill the needs of her four children.

She has requested a loan of PKR 20,000 from the Kashf Foundation to buy a wooden frame and spools of threads, pearls, and sequins in various colours. She said that microfinance services allowed her to improve the standard of living of her family and send her kids to school. Now she has better access to the basic necessities of life and living a happy life with her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 375
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Rubina to buy a wooden frame and spools of thread, pearls, and sequins in various colours.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014