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Ms. Shahzadi is a 23-year-old woman who has been running a business of hand embroidery for many years. She has become famous in her town for providing exclusive designs for weddings and parties. She initiated her own business to support her family when her father was the only bread-earner. She makes enough to contribute in the family income. Because of her work, she is respected in her home.

In order to complete orders on time, she needs to buy raw materials, so she contacted the Kashf Foundation and applied for a loan of PKR 20,000. She will use this loan to buy spools of threads and packs of sequins, pearls, and glitter for embellishment. This will help her complete more orders on time, which ultimately helps in bring in more cash. She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,384,875
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shahzadi to buy spools of thread and packs of sequins, pearls, and glitter for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014