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Rosario, 51, is a resident of Bacoor, Cavite City, Philippines. She is married to Wilfredo, a security guard, and has children. She and her husband manage their household while operating the business. Rosario works hard to continually provide income for the family's everyday expenses.

Rosario operates a business, buying general merchandise from wholesalers and selling it with a little profit. Her products are children's and women’s clothes and other products of the like. Customers are attracted to buy due to the low selling prices and the many options Rosario offers. She also does direct selling for additional income. Rosario's regular customers are her neighbors and the local community. She earns a minimum of 300 Philippine Pesos (PHP) in sales every day.

To help her continue operations of her business, Rosario is requesting a PHP 15,000 loan. She will be using the loan to buy children's wear, ladies' wear, shirts and other merchandise to expand her product inventory. She expects a boost in her business income as she expands her business.

Rosario hopes to be able to expand her business in the coming years and dreams of giving her children a good and quality education. She faithfully meets up with her co-fellowship* members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 555
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rosario to pay for children's wear, ladies' wear, shirts and other merchandise to expand her product inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 26, 2012
Currency Exchange Loss:
Apr 17, 2013