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Alex Ricardo
Alex is 32 years old and sells fruits and vegetables. He works hard alongside his wife, to give it his all and be able to live better with his three year old daughter. Alex is a hard worker and responsible for his family. He sells fruit on foot in different neighborhoods and towns. He advertises his products via megaphone so that people will be persuaded to come out of their homes to buy fresh fruits and vegetables that arrive at their doors.

Alex is asking for a loan through INTEGRAL so that he can invest in a variety of fruits and vegetables in quantity so that he can get them at better prices and be able to sell a little cheaper than his competition. This will increase his sales and will allow him and his family to live better.
View original language description ↓
Alex de 32 años de edad, se dedica a la comercialización de frutas y verduras, trabajo que realiza junto a su esposa con quien trabajan muy duro para dar lo mejor de sí y vivir mejor con su pequeña hija de 3 años de edad. Alex es muy trabajador y responsable con su familia, él comercializa la fruta de forma ambulante en diferentes colonias incluso pueblos, productos que anuncia por un megáfono para que las personas sean persuadidas a salir de sus casas a comprar las verduras y frutas frescas que llegan hasta la puerta de su hogar. Alex solicita un préstamo a INTEGRAL por medio del cual pueda invertir en la compra de variedad de frutas y verduras por mayor para obtenerla a mejores precios y así vender un poco más barato que su competencia, pudiendo aumentar sus ventas notoriamente, lo cual le permita vivir mejor junto a su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 576
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Alex Ricardo to buy fruits and vegetables.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 25, 2013