A loan of $850 helped to buy fish, shrimp, prawns, etc.


Rosa Elizabeth's story

In the parish of Crucita in the canton of Portiviejo, there is a place known as Los Arenales This is where the members of the Nueva Generación Communal Bank meet every 15 days. The area is known for its beautiful beaches, its gastronomy, and the warmth of its people.

This is where Rosa lives. She is 41, married, and has two children who are 17 and 14 years old and who are in school. Her husband is a businessman.

She and her husband have a business selling seafood in their home. Every day at dawn she goes to the beaches of Los Arenales where the fishermen arrive with their catches and that is where she buys her seafood, which she later cleans and sells in her shop. They have worked every day for 15 years and it has always gone well for them, and though there have been times when the business dips a little, it always rebounds and they make good profits.

This loan is to buy fish, shrimp, and prawns, among many other varieties of seafood. She is the founding member of the communal bank and she likes it because the interest rates are lower than other lenders.

Her dream is to keep growing her business.

Translated from Spanish by Kiva volunteer Alyson Trowbridge


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