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Jovenes Emprendedores Group
In this Group: Christian, Jefferson, Roberto
This group of young entrepreneurs is made up of three young people from the city of Cayambe. These young people look for ways to get ahead and face life’s adversities and they are doing it thanks to their daily hard work and effort.

Christian is 22 years old and the group’s president. He lives with his wife in the rural Cusubamba parish of the city of Cayambe. Christian is known for being charismatic, happy, hardworking, enterprising, and with a great desire to get ahead and provide the best for his wife.

He is asking for a loan through Fodemi so that he can buy shirts and black sweatshirts that he can mark with police insignia and sell them to the GEMA antidrug squad of the Ecuadorian police. He has had this business for more than two years and it has provided excellent results and he has managed to improve his family’s quality of life.

Christian wants to achieve his dream of his wife making shirts and sweatshirts and for his family to have a small business, selling clothing to police forces.
View original language description ↓
El grupo solidario jóvenes emprendedores, está conformado por tres personas jóvenes de la ciudad de Cayambe, jóvenes que buscan salir adelante frente a las adversidades de la vida y lo están logrando gracias al trabajo y al esfuerzo que ellos hacen día a día.
El presidente de este grupo solidario es Christian un joven de 22 años, que vive con su esposa en la parroquia rural de Cusubamba en la ciudad de Cayambe, Christian se define como una persona carismática, alegre, trabajador y emprendedor con muchas ganas de salir adelante y brindarle a su esposa lo mejor.
El crédito solicitado a Fodemi se lo va a invertir en la compra de camisas y buzos negros para bordar con el logotipo de la policía y venderlos a ellos especialmente al grupo de antinarcóticos GEMA de la policía Ecuatoriana, este negocio lo inicio hace más de 2 años, dándoles excelentes resultado y mejorando la calidad de vida de su familia.
Christian tiene cumplir su sueño de que su esposa confeccione las camisas y buzos y el las borde y juntos como familia tener una microempresa de venta de ropa para las fuerzas policiales.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Jovenes Emprendedores Group's $1,200 loan helped a member to buy shirts and sweatshirts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 27, 2012
Currency Exchange Loss:
Feb 19, 2014