A loan of $400 helped to stock her store.


Gloria's story

Gloria is 32 years old and is a hardworking woman with a great desire to get ahead. She is married to Leonardo, who works as a mechanic and they have a seven year old son who they love very much. They live comfortable in their home. Gloria sells groceries and has a small store in her home, from where she happily tends to her customers who are mostly her neighbors and who prefer to buy from her. She started this business more than eight years ago out of necessity for additional income. She used her own money plus a loan to buy her merchandise in small amounts, later growing and increasing her number of customers. She considers her business to be profitable because of the earnings it leaves her and the good results. She likes her business because it allows her to stay at home and not worry about an income. It also allows her free time that she can use to care for her home. She doesn’t like when her customers ask for credit; she’s already had bad experience with this type of sales and people not paying. Now she only sells for cash and she has better results. She plans to continue growing the business and therefore this will be her second loan through MFP. She is grateful for the financial support that will allow her to solidify her plans. She also feels comfortable with her communal bank because she knows the other members and considers them to be responsible and united. She will use the 1,000 PEN to invest in groceries in quantity, looking for the lowest prices to maximize her profits. She believes that by having a greater amount and variety of goods on hand, her business will continue to be successful and her profits will continue to increase.

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Translated from Spanish by Kiva volunteer Hugo Reyes


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