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Silvia Cristina
Silvia Cristina is 26 years old, single, and has no children. She lives with her parents in the city of San Jose de Chimbo in the province of Bolivar.

She works selling insurance at a private business. She is requesting this loan to purchase a cooker, microwave, and oven. This loan will help her be able to purchase the items missing in her kitchen. She will purchase the items in Guaranda.

Her dream is to be a sales executive. The challenge she faces is managing the business where she works. In her free time, she likes to read and use the internet.
View original language description ↓
SILVIA CRISTINA tiene 26 años de edad es soltera no tiene hijos, vive con los padres en la ciudad de San José de Chimbo Provincia de Bolívar.

Silvia Cristina Se dedica a la venta de seguros es empleado privado. Solicita el crédito para comprar una cosina, microhondas, horno. Con la ayuda del crédito podrá comprar lo que le hace falta para la cosina.
Las compras las realizará en Guaranda. El sueño es ser ejecutivo de ventas. Los desafíos a los que se enfrenta es dirigir la empresa donde labora. En el tiempo libre le gusta leer, investigar en el internet.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Silvia Cristina to purchase a cooker, microwave, and an oven.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 15, 2012
Dec 26, 2012
Currency Exchange Loss:
Jul 17, 2014