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Segundo Julian
Segundo, 53, is single, has no children, and lives with his sister in Tarira precinct in Ventanas canton in Los Ríos province. He belongs to the communal bank RENACER, located in Tarira, and he farms and fishes. Segundo grows corn and rice and will use this loan to buy supplies such as fertilizer, manure, and pesticide to control insects and disease. He will make his purchases in the city of Ventanas. The loan will help him increase his income and plantings.

He dreams of buying a car so that he and his sister can visit their parents. In his free time, he likes to play sports with neighborhood friends.
View original language description ↓
SEGUNDO tiene 53 años de edad es de estado civil soltero no tiene hijos vive con la hermana en el Recinto TARIRA perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla RENACER se encuentra ubicada el recinto TARIRA, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Segundo se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.

El sueño es comprar un carro para salir de paseo con la hermana a visitar a los padres. En los tiempos libres le gusta hacer deporte con los amigos del barrio.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Segundo Julian to buy fertilizer, manure, and pesticide to control insects and disease.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Dec 26, 2012
Currency Exchange Loss:
Aug 17, 2013