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Update on Julia

Julia continues to be a teacher at a High School in the city of Cusco. She has several years of teaching experience, but she is also a partner at a small business selling chickens. She buys the chickens when they are little to grow them and fatten them; afterwards, she sends them to her daughter in the city of Pillcopata. She is requesting a loan to buy feed for the chickens such as fish meal, soy meal, corn and vitamins. Julia is grateful for this opportunity and commits to complete her loan payments according to schedule.
View original language description ↓
Julia continúa con el trabajo de profesora en uno de los colegios de la ciudad del Cusco. Ya son varios años que se dedica a la enseñanza pero también la socia tiene un pequeño negocio de venta de pollos, ella compra pollos pequeños y los hace crecer y engordar y después envía los pollos a su hija para vender en la ciudad de Pillcopata.

En esta oportunidad requiere el préstamo para comprar comida para los pollos como harina de pescado, soya, maíz y vitaminas. Julia se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

Julia lives in the city of Cusco. She is 58 years old and has five children, of whom three are independent and two are still dependents (Karina, age 25, and Alberto, age 23). Julia divides her time between her household activities and her job as a teacher at the Sacred Heart of Jesus High Schoo... More from Julia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Julia to buy feed for her chickens such as fish meal, soy meal, corn and vitamins.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013