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Darwin Estuardo
Darwin, 19, is single and lives with his parents in Chimbo. Darwin's studying business in the university.

He's requesting the loan to expand his disc jockey business to buy microphones, speakers, and CDs. The loan will help him have his own business.

His dream is to expand his business and buy new microphones. In his free time he likes to study.
View original language description ↓
Darwin tiene 19 años de edad es soltero vive vive con los padres vive en Chimbo.

Darwin es estudiante de la Universidad estudia Admninistracion el credito solicita para ampliar el negocio de discomovil para la comprar de parlantes, cajas, bajos y CD'S. El credito le apoyado para tener su propio negocio.

El sueño es incrementar el negocio y comprar parlantes nuevos.

En los tiempos libres le gusta estudiar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Darwin Estuardo to buy microphones, speakers, and CDs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 26, 2012
Currency Exchange Loss:
Mar 18, 2013