A loan of $1,000 helped to buy clothing and kitchen utensils.


Dalia's story

Dalia, 21, is a good and hardworking woman. She's separated from her partner and has a baby, 2, who's the motivation for all her effort and hard work because she wants to give her child a comfortable life and, later, a good education. They live in her mother's house and together they make a big effort to make progress.

Dalia's job consists of buying and selling clothing, household utensils, and gasoline, which she sells every two weeks or monthly. Her mother helps her buy used clothing, pots, bowls, trays, brooms, fuel, and other articles that she later sells in areas far from the city, mainly in the riverside communities or towns that don't have these articles or easy access to the city because of the distance and the expense to the residents.

She makes trips on the river from the port of the main city that can last up to eight hours to arrive at her first destination. She carries a large amount of a variety of merchandise, so her income when she returns is high and often her profit can triple her initial investment. She has been doing this work for about three years. Occasionally she makes catalogue sales of perfume in the city. She's very happy because she's able to generate income for her household, and previously she only had whatever financial help her partner offered her.

She likes what she does a lot because she's able to have her own money and contribute to the household finances since she has worked in this business. It also allows her to manage her time and devote herself to her baby, who at such a young age needs all the attention possible from its mother.

This is her fourth loan with MFP, so she's grateful for the opportunity to receive this loan and the trust placed in her. She also is committed to making her payments punctually. She's pleased to be part of her communal bank because she has seen that the members are responsible and supportive people.

With the requested amount of 2500 soles [PEN] she'll buy more articles to sell this month, which is when her work activity most increases because it's the season of regional festivals.

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Translated from Spanish by Kiva volunteer Catharine Wall


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