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Terla Vadeza

Update on Terla Vadeza

Terla is 32 years old, a single mother of one son, and is a kind woman who is very dedicated to her work. The only obstacle she faces is the health of her son who had complications at birth and needs to have constant treatments. Terla works selling groceries and stationery. She also sells shoes, boots, and sandals. She began buying pigs with some money she was given, and using the earnings, started buying sandals and shoes of different styles. The business began ten years ago and she still dedicates herself to the same work. The work schedule is from 5:00 am to 5:00 pm. The only disadvantage is the time that she invests in the business is time she cannot devote to her son. The loan that Terla seeks is needed to invest in merchandise like: sandals, and shoes for men and lotions. With the help of this loan she will be able to stock her business and this will help her to increase her sales and earn more in order to buy medicine for her son. Terla's goal is to improve the condition of her business and enlarge the store. This is her second line of credit with FAMA and has always made her payments on time.
View original language description ↓
Terla tiene 32 años de edad, es madre soltera y tiene un hijo, es una mujer amable y muy dedicada a su trabajo, el único inconveniente que enfrenta es la salud de su hijo que tuvo problemas al nacer y lo tiene que tener en constante tratamiento. Terla se dedica a la venta de abarrotería y papelería, también vende zapatos, botas y sandalias. Ella inicio comprando unos cerdos con un dinero que le regalaron y luego con la ganancia empezó a comprar sandalias y zapatos de diferentes estilos, el negocio lo comenzó desde hace 10 años y todavía se dedica al mismo rubro, el horario de trabajo es de 5:00 am a 5:00 pm, la única desventaja es el tiempo que invierte en el negocio ya que casi no puede dedicarle tiempo a su hijo. El préstamo que Terla solicita lo necesita para invertirlo en la compra de mercadería como ser: sandalias, zapatos para hombres y lociones. Con la ayuda de este préstamo podrá surtir el negocio y esto le ayudara a incrementar más sus ventas y obtener más ganancias con lo que podra comprarle los medicamentos a su hijo. La meta de Terla es tener mejor acondicionado su negocio y agrandar el local. Es el segundo crédito que solicita en FAMA y ha cacelado sus cuotas de forma puntual.

Previous Loan Details

Terla, 32, is a single mother; she has a son. She’s a kind woman who is very dedicated to her work. The only inconvenience she faces is her son’s health. He had problems at birth and must be under constant treatment. Terla sells groceries and stationery supplies and also sells shoes, boot... More from Terla Vadeza's previous loan »

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,870,800
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 28, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Terla Vadeza. It was first posted on Kiva on Aug, 2012. Learn More