A loan of $1,700 helped to buy clothes, school stationery and 2 freezers.


Arnibi Esther's story

Arnibi, 38, lives in the south of the city with her partner and their three children aged between 13 and 18 years old, who she hopes will become successful professionals. This is why Arnibi works so hard in her business, through which she generates an income, to improve the well-being in her home.

Some 18 years ago, she started her business, selling a few items such as clothes and cosmetics and went on to add school stationery, paper and so on; goods which she displays in her stationery/general store, depending on the season.

When Arnibi started her business, she did so to generate an income from her home, at the same time as tending to her family. Today, her business has become a general store known by the whole community.

In the months from November to January, they need more working capital to invest, without losing the drive of her customers. This is where having enough working capital becomes one of her greatest challenges, as her buying power is not enough to meet her customer's demands, wishes and interests. This is why Arnibi is seeking a Kiva loan, the second loan she has taken from the Fundación Mario Santo Domingo, in order to buy clothes, school stationery and two freezers.

With the previous investment, Arnibi's sales grew and she attracted a lot more customers. Today she is proposing to add ice cream and Popsicles, diversifying her business in order to generate a little more profit, bolstering the business so that her Kiva loan is a winning investment. Arnibi is doing all of this with her family in mind, whom she loves deeply, and what better way to show it than to provide for their well-being?

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Translated from Spanish by Kiva volunteer Severine



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