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Maria Elena Moyano Group
In this Group: Janet Isabel, Sonia Maribel, Carmen Rosa, Violeta Pilar, Kharym Di Paola, Aurelia
Greetings from Peru!

Kharym is 26 years old, and would class herself as a strong, brave and very enterprising woman. Kharym belongs to the Maria Elena Moyano group, which is made up of 6 people. Kharym has 1 child and it is for this reason that she fights every day to get ahead in life. The loan Kharym is seeking is to buy supplies and to stock her catering business, particularly in this Christmas season when she is always likely to have more customers.

Along with Kharym, the Maria Elena Moyano group is grateful to Kiva and Edaprospo for the loan, and they thank those people who helped them with their hopes and dreams from the bottom of their heart.

Kharym is the woman dressed in a fuschia-colored T-shirt who is standing on the right-hand side of this photo.
View original language description ↓
¡Hola desde, Perú! La Sra. Kharym tiene 26 años, se caracteriza por ser una mujer fuerte, aguerrida y muy emprendedora. Kharym pertenece al GRUPO MARIA ELENA MOYANO, el cual está conformado por 6 personas. La Sra. Kharym tiene 1 hijo y es por este motivo que lucha día a día para salir adelante. El préstamo solicitado por Kharym es para poder usarlo para la comprar de insumos y abastecer su negocio de Buffets y más en esta temporada navideña donde siempre es propensa a tener una mayor clientela. El grupo MARIA ELENA MOYANO junto a la Sra. Kharym agradecen a KIVA y EDAPROSPO por el préstamo y dicen gracias de corazón a las personas que a través de estas entidades pudieron ayudarlas con sus sueños y metas.
La Sra. Kharym es aquella mujer que viste un polo de color fucsia y se encuentra parada en la parte derecha de la foto.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Maria Elena Moyano Group's $2,075 loan helped a member to buy supplies for her catering business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013