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Update on Johnis

With his Kiva loan Johnis fulfilled his customers' requests for all lines of clothing and footwear. His buyers were very satisfied and they have requested elegant clothes, shoes, and women's accessories for the end-of-the-year family holidays so they can be well dressed and happily enjoy Christmas and New Year.

This is why Johnis is requesting another Kiva loan, because he doesn't have enough working capital to respond to the demand. He's asking his lenders to continue supporting small-business entrepreneurs in Colombia to help reduce the percentage of poverty and fulfill the dreams of a lot of people.
View original language description ↓
Johnis con su credikiva logró responde los pedidos de sus clientes de ropa, calzado en todas las líneas; sus consumidores estuvieron muy satisfechos y han solicitado para las fiestas familiares de fin de año vestidos elegantes, calzado y accesorios femeninos, para una vez mas lucir bien vestidos y disfrutar las navidades y el año nuevo con mucha alegría. Esta es la razón por la cual acude aun credikiva nuevamente, pues ante la demanda, el capital de trabajo de Johnis se torna insuficiente para responderles. Ella pide a sus financiadores que sigan apoyando a los empresarios de negocios pequeños en Colombia para ayudar a disminuir el porcentaje de pobreza y cumplir los sueños de muchas personas.

Previous Loan Details

Johnis is 35 years of age and lives in the city of Barranquilla with his partner and their 2 children aged 3 and 5 years. He gained business experience with a uncle and now uses this in his own micro-enterprise which he started 6 years ago. He sells many different types of clothes and footwear, e... More from Johnis's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 240
    View loans »
    Colombia Loans Fundraising
  • $17,876,725
    Funds lent in using Kiva
  • 1,777.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Johnis to buy elegant clothes, shoes, and women's accessories.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 26, 2012
Currency Exchange Loss:
Jan 17, 2014
This photo was used before for a previous loan for Johnis. It was first posted on Kiva on Dec, 2011. Learn More