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Khayriniso lives in the Pyandj region. She is 60 years old and married with three children. Her children work abroad. Khayriniso is taking out this loan to buy sheep and goats. She wants to have her own business and she is intent upon the livestock business.
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Хайринисо проживает в районе Пяндж. Она замужем. Ей 60 лет. У нее трое детей. Ее дети находятся на заработках за рубежом. Хайринисо берет кредит для закупа мелко - рогатого скота. Она хочет заняться своим бизнесом. Хайринисо намерена заняться животноводством.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 227
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Khayriniso to buy sheep and goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 26, 2012
Currency Exchange Loss:
Jul 17, 2013