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Yasmeen is a 32-year-old, married woman doing a business of milk sales. She has two cows that provide milk.

In the beginning, Yasmeen used to purchase calves and sell them at the festival of Eid-ul-Azha (a religious event). Gradually, she purchased cows and buffalos to initiate the business of selling milk. She sells milk to many of her neighbors, along with butter, cheese, and ghee that she makes from the milk. She has a good client list. Her business is good enough to help lead a decent life.

Yasmeen is a mother of five children. Her husband helps with her business. Now, she has requested a loan of PKR 20000 to buy one more cow to increase the production capacity of milk and increase her sales. In this way, Yasmeen would be able to serve more people in her community, which ultimately helps in bringing home more cash.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Yasmeen to buy one more cow, to increase the production capacity of milk and increase her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013