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Tojiniso is a goal-oriented woman. She is always trying to improve her living conditions. She is married and she has two children. Her husband works in farming and grows cereal crops. For several years Tojiniso was unemployed and relied on her husband's income, which isn't very much, so she was always wanting for money.

Tojiniso decided to start her own business to create her own source of income. With this goal in mind, she studied in a course called "Attain Success" that is put on by the Association of Business Women, and she received her graudation certificate. She wants to start a business in trading livestock, since she has experience in this field. She plans to use the profits from the business to provide her children with good educations.

She is requesting a loan of 1,200 somoni (TJS) to buy cattle and start her business. She is relying on your kindness.
View original language description ↓
Тоджинисо целеустремленная женщина. Она всегда старается улучшить условию проживания. Она замужем и на воспитании имеет 2 детей. Ее муж работает в фермерской хозяйстве, и выращивает зерновые культуры. Тоджинисо несколько лет была без работы и надеялась на доход мужа, однако доход мужа маленький и поэтому она всегда была в финансовом недостатке. Она решила организовать свой бизнес и таким образом найти источник дохода. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей скота, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием. Она запрашивает займ на сумму 1200 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 194
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Tojiniso to buy cattle to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 26, 2012
Currency Exchange Loss:
Jan 18, 2014